Organize Your Holiday and Bring Joy to Your World

The holiday season can be a stressful and chaotic time. Between attending holiday parties, shopping, meal planning, baking, gift wrapping, and entertaining, there never seems to be enough time. But if you organize, schedule and plan properly, you might find you even have a little extra time to relax and recharge.

The should first sit down with your family at a meeting and find out what activities and parties they are involved in during the season. If there are rehearsals for the church pageant, choir practice, or volunteer work activities, make sure you incorporate them all into your family schedule. Be sure to factor in time off that you've taken during the holiday season so that if they need an extra set of hands to help out at the church's bake sale, you'll know at a glance whether or not you can help out.

That being said, the next step is to ensure you're not spreading yourself or your family too thin. Don't commit to more parties than you can attend, or be coaxed into hosting your own holiday event if you simply don't have the time. Once you've established your schedule with your family, do not make any changes, additions, or revisions to it without consulting them first. If you're stretched too thin, chances are they will be as well since you'll be unavailable to them.

Successful holiday shopping involves careful and methodical planning. A concise and specific list can save you both time and money. Remember too, the season is about togetherness and the spirit of the season, and not about how much you maxed out your credit cards by. Stick to your list and you'll stick within your budget guidelines as well.

Keep your holiday decorating simple and minimal. Ornate displays can quickly consume your valuable time. If you do choose to decorate big this season, make sure you've planned for it in advance and completed it before things kick into high gear such as parties, caroling and shopping.

Santa's got his list of who's naughty and who's nice. Organize and plan wisely so that you won't become stressed and end up on the wrong side of Santa's list this year.

Planning and Organizing a Successful Yard Sale

A well-organized and well-planned yard sale is more appealing and makes it easier for shoppers to see what you have for sale. After you've sorted through your belongings and decided what you're going to place in your yard sale, take a moment to sit down and think through how you want to organize your items. Categorize your items, as it demonstrates your hard work and forethought in planning your sale. Keep a close eye on things throughout the course of the day, as you'll need to resort and re-categorize your things as your items sell.

You can sort things into boxes when you're doing your initial sorting and purging. Grocery, liquor and discount stores always have plenty of empty freight boxes, and they're usually free for the taking. Make sure you gather several sizes to accommodate different items. As you

Take a box with you and survey your house and your belongings, place your unwanted items in the box until it's full. Select a central location or room in your house to coordinate your sale items. Continue with this process until you've sorted through all your belongings in both your home and garage. Be sure to go through places like your drawers, closets, sheds, cupboards and your pantry. Don't forget your attic or basement as well.

After you've gathered all your sale items, sort them into categories to group them into for your sale. This can be done either by category or price. Periodically during your sale, move items that haven't sold to another table or re-locate them on the same table. However, don't do this during times when you have lots of traffic. If you notice certain categories of items are not selling as well as others, you might want to adjust your prices accordingly or move them closer to the entrance to your sale so they are more visible to those who drive by to see what goodies you have to offer.

After your sale is over, don't take the items back in your house. Contact your local rescue mission or charity thrift store and make arrangements to donate your items. Most places will be happy to arrange a pickup time to come by and haul your things away, and will give you a receipt you can use for a tax write-off.

Create a Unique Scrapbook with Everyday Items You Already Have at Home

Scrapbooking has become a popular pastime through the past few years. If you've looked into it, you know that it can easily become an expensive one as well. But with some creativity, you can use the everyday items in your house to create a scrapbook that reflects your individual personality and style.

After you've selected your favorite photos and mementos for your scrapbook, take a look around you. You've probably looked at items around your house hundreds of times without considering their scrapbook potential.

If you've got photos from a favorite vacation, look around to see what you have around your home that reminds you of that trip. Postcards, souvenirs and even travel brochures that can be cut apart are great ways of building a great vacation page or section.

If you're building a school days page, report cards, awards, certificates, ribbons, graded assignments, and even notebook doodles are clever enhancements. Paper clips or crayon wrappers work nicely.

Pressed flowers, handwritten poetry, and clippings from magazines can also nicely enhance a wedding or engagement page. Be sure to jot down details of the day you want to be sure you remember. Use the fronts of some of your favorite cards and remnants from saved gift wrap as backgrounds for your photos.

Ribbons and gift wrap remnants also work well for baby's page. Be sure to include an announcement card and a copy of baby's footprints. You might also want to tuck in a corner of a baby blanket or a page from a favorite storybook.

Even remembrance pages can reflect your own personal memories of your lost loved one. Enhance your favorite photos with a label from a favorite perfume or cologne, food, beverage. Movie ticket stubs, buttons, newspaper articles, handwriting samples and favorite quotes or funny moments jotted down on paper can make your page special.

With a fresh look at some ordinary, every day items, your scrapbook can take on a personal and individual flair.

Organize your Bill Paying to Avoid Stress and Worry

Bills can create headaches and cause stress for all of us. They all seem to come due at the same time, and there never seems to be enough money to make ends meet. Factor in the time involves writing checks, addressing envelopes and hunting down postage stamps, and it's a chore many of us would gladly relinquish. But with some simple planning and organization it's a task that can become easier and less stressful.

The first step is to establish a central location in your home. Make sure all the tools you need are in the same location: an inbox or folder to store incoming bills, pens, postage stamps, envelopes, your checkbook, a calculator and your computer if you use financial software or online banking services. Then when the time comes to sit down and pay the bills, you're not left hunting and searching for that lost light bill.

Develop a list of your bills that includes the type, the average amount, how you're billed (online, through the mail, or by automatic deduction from your bank account) and the due date. If your utility bill tends to stay the same from month to month, notate that on your list so you can easily determine how much to budget. File this list with your other tools.

During this process you might have discovered that your due dates are scattered all over the calendar, which can make paying bills in a timely fashion difficult at best. Contact the companies and see if they'd be willing to change your due date to more closely adhere to your payment schedule and to more closely coincide with the due dates of other bills.

Online bill paying is a great way to not only save money on postage. If you choose to be billed electronically, it can reduce the amount of mail you receive and have to file. Since most payments post to your account quicker than a bill paid traditionally, it also allow you to correct a bill paying mistake quicker and avoid problems as a result. Most banks offer online bill paying services, and many companies have bill paying options online.

It's probably a good idea to consider paying bills twice a month, or each time you receive your paycheck. Scheduling bill paying as a regular task will make it easier to deal with and will decrease the chances of missed or late bills.

Keep a Detailed Home Maintenance and Renovation Diary

Just as it's important for you to keep detailed records of your home business, your bills, income tax information or medical history, so too is it imperative that you keep a detailed records of all maintenance you perform on your home. After all, it is your biggest investment, and the one thing in your house that requires constant TLC to maintain its value and to ensure it continues to be able to protect your family from the elements and keep them secure. However, when you think about everything you have to do to take care of a home, setting up a manageable way of keeping accurate and detailed records can be a overwhelming task. But with some creative thinking and a commitment to accuracy and organization, it can make a daunting task quite simple.

Whether you are just purchasing your home or you're just committed to setting up a manageable database of information regarding your home's maintenance, a home maintenance diary might be just the thing you need to get organized and stay organized on this matter. Begin with taking stock of your home's current condition. Be brutally honest when you're assessing the situation. You might want to categorize your diary by section of the home such as the exterior, kitchen, master bedroom or basement, or you may choose to divide it according to task, like painting, electrical, insulation, roof, landscaping, or climate control. Treat your initial walk-through as a real estate agent or investor might do. Study each corner, each tile and brick, and notate any damage, defect, or upkeep that needs to happen.

As you look through your completed home maintenance diary, don't let it become overwhelming to you. Devise a plan with the rest of your family that works for everyone involved to complete needed tasks. Perhaps you'll devote this weekend to painting the exterior and the following weekend you'll focus on maintaining the landscaping. If there are tasks in your diary that you feel ill-equipped to handle, call a professional. The peace of mind knowing the job was handled by a professional is well worth it.

Be sure to have a separate section available for renovations, updates, or remodels that you've completed as well. Be sure to date these events, and if there's any notes regarding specific equipment used or products purchased, be sure to jot that down as well.

Organize Your Home Business and Reap the Rewards of Success

The time to realize how important home business organization is to your overall success is not when you need to find important tax papers or income statements quickly. To avoid problems in the long run, take some time and devise a workable organization and filing system now.

Get a sturdy lockable file cabinet and durable hanging folders. Buy manila folders to tuck inside the hanging folders, and make sure you've also got several manila envelopes on hand that you can tuck receipts into and label easily.

Organize your financial papers chronologically, and divide them by types. Sort all your financial papers into piles and stack them chronologically. Be sure you have folders for

bank statements, credit information, bill stubs, paycheck stubs, receipts, tax information, real estate papers, investment papers, insurance policies and statements, loan agreements and any other financial papers in separate hanging folders. Further divide your tax information by year. Include tax returns, receipts, copies of W-2s, 1099s and other pertinent tax information. Divide the bill stubs by the companies they represent and divide real estate papers by mortgage documents, home improvement receipts, second mortgages and so forth.

Important documents such as savings and certificate of deposit passbooks, car titles, stock certificates and yearly Individual Retirement Account, pension and profit-sharing statements should be kept in a safe deposit box, along with any vital records and valuables.

Make sure to keep on top of your inbox, especially your bills that need to be paid. Put them in a separate place where they are easily seen and handy.

When purging documents from your filing system, be sure to hang on to tax paperwork for at least seven years, and other financial documents for three years.

Financial planning software for your computer is available, and most are very user-friendly. Some include online banking functions. If you decide to utilize this, be sure to back up your data on a regular basis.

If you make a commitment to keep on top of your filing and organization system continually, you'll benefit when the time comes to locate those important documents necessary for your continued success. If you don't, the paperwork monster will easily overwhelm you again and could mean trouble for your business.

Be Safe and Sound When Repairing or Remodeling your Home

Home improvement projects can be dangerous. Many tasks call for sharp tools or power tools that can cause injuries. You can't successfully repair or tackle home improvement projects your home if you're not careful. With a little careful organization and forethought, even the most difficult home improvement tasks can be conquered safely and successfully.

Be sure to completely read the instruction manual for your power tools and follow the manufacturer's safety cautions. Tighten any adjustments and check that the guard is working before you operate a tool. Keep power tools dry, and plug them into grounded electrical outlets. Take care not to cut the power cord. Never store your power tools while they are still connected to the power supply.

Keep fingers well away from a power blade. Clamp small pieces of wood before cutting them, rather than holding them. It's imperative to wear work gloves when you're handling rough materials such as wood, glass, or metal, but take them off when using a power tool so you have complete control over it.

Never use any kind of power tool without proper protective eyewear. Unplug a power saw before changing the blade or doing any other kind of maintenance or cleaning to it.

Learn how to properly support a board when you cut it with a power tool so it doesn't kick back towards you during use.

Always completely shut off power or water when working with the electrical wiring or the plumbing. One of the first questions you should ask as a new homeowner is where your shutoffs are located.

When working on a ladder, don't lean out to either side. Keep your body weight between the sides of the ladder. It may take longer to get off the ladder and move it to reach farther, but it is well worth your time. Falls are one of the most common causes of injuries in the home.

If you're not used to the physical element of doing construction, remodeling, or renovation work, you might easily injure yourself or strain your muscles. You may not even notice the aches and pains until you wake up the next day. Don't take chances and overexert yourself when lifting heavy objects, or when repeatedly lifting lighter loads. Get a helper to do some of the work, and take plenty of breaks. Listen to your body's signals and realize when enough is enough. Learn to bend and lift with the knees and not your back.

You're going to find a great satisfaction and pride knowing that you're able to safely and successfully accomplish repair, remodeling and renovation projects around your house as long as you're smart, safe, and keep yourself organized, focused and on task.