Get Organized and Save Some Money on your Move

Moving can be a stressful and expensive venture. With some planning and organization however, you can save yourself some money and valuable time.

Months prior to your move, sort through your belongings and get rid of those things you're not using or really don't need. Excess clothing, small appliances, kitchen utensils, and other household goods can either be donated or sold at a yard sale. But the less you have to deal with on moving day, the smoother things will go. Besides, paying shipping on things you don't need only wastes your money.

Always get an onsite estimate. The relocation consultant will prepare an estimate in writing and submit it to you. They will be able to tell you how much moving supplies cost, and you can make arrangements to order them at this time. If you order too many, most moving companies will give you a refund on those supplies you don't use.

Like many other industries, the moving industry has their busy and their slow seasons. The busy season for movers is during the summer. The beginning and the end of the month or end of the year holidays are extra busy for movers, also. The demand for moving equipment, vans, and personnel is heavy during these times, so try to plan your move during their slower periods.

If you decide to do your own packing, get packing supplies and start collecting strong boxes suitable for moving. Complete all packing by moving day. If your company is relocating you, find out what portion of your moving expense will be paid by your company. However, it's important you understand your moving company's policy regarding things that you've packed yourself. With some moving companies, they will not take responsibility for items they have not personally packed.

Obtain a written appraisal of antiques to verify their value. Do not retouch, wax or oil wood furniture before moving. Some products may soften the wood, making it vulnerable to imprinting from furniture pads.

Careful planning and some organized thought will pay big dividends in the end when your move is complete.

Organize your Finances and Save Your Money

You carefully plan how to spend your money. But you may have never organized a plan on how to best save your hard-earned money. Shopping the sales, cut corners, conserve energy, and clip coupons are all positive steps in the right direction, but with some careful planning and organized thought, you can make your dollar stretch even further.

First of all, pay yourself first. Bill yourself if you have to as a way to keep track. You can even have a portion of your check directly deposited into your savings account so you'll never even miss it. Put part of it into savings for shorter term goals and some into a retirement plan. Compare interest rates at different financial institutions to get the most bang for your saved buck.

Pay close attention to where your money is going. Develop a spreadsheet or other method so you can visibly track where your money is going each month. You probably easily remember the bigger bills like the mortgage or the car payment, but it's easy to lose track of the incidental spending you do. You'd probably be surprised how much you spend each month on movies, eating out, video rentals and a little spending money for the kids. This will help you find ways of saving a few dollars here and there, which can quickly add up to a significant savings each month.

Set a realistic budget and stick to it. Once you've paid close attention to where your money is going, it will be easy to find where to cut corners and adjust your budget accordingly. With some commitment and a few lifestyle adjustments, it's really quite simple to live within the parameters of a well-planned budget.

Look for fun, inexpensive ways to entertain your family. You can usually borrow videos from your local library at little or no cost, and outdoor activities not only promote family togetherness but the fresh air and exercise are good for all involved.

42 Learn to Cook for the Week Ahead and Save Both Time and Money

Okay, so you've worked hard to get your home organized and you've developed some strong skills to use at the office as well. You might be thinking you have it all covered at home since your pantry is organized immaculately and everything in your kitchen has its place. It doesn't change the fact that you're still busy working all day and driving kids to practice, running errands or taking care of your household in the evenings. Another thing you can learn to do to simplify your life is to plan your meals and cook in advance.

Meal planning and bulk cooking are both wonderful techniques you can utilize and modify to fit your families needs. The idea behind this is simple. The principle is that you cook and or prepare your meals ahead of time and then preserve them by either freezing refrigerating them. It can also help stretch your food budget dollar further, since you can cook one large meal and get two or three other meals from it with the proper planning.

Start by writing down a list of your favorite meals and plan on preparing a grocery list that will coincide with your menu. Since you're learning to cook in bulk, your shopping list will have to change accordingly so you're sure to have enough ingredients on hand when the time comes to do the cooking.

The most important tool in meal planning and bulk cooking is your freezer. Freezer bags are a great space saver if you have a small freezer. You can fit many in the same space of a few storage containers. Be sure to incorporate lots of quick and easy meals that your family can warm up and serve themselves in the event you're not able to be at home for dinner or you just need to grab something that's quick.

You'll also learn to love your slow cooker. Experiment with different recipes and variations on your favorites. They also make easy work of cooking whole chickens or roasts which can be frozen or refrigerated for later use very easily.

You're only limited by your own imagination when cooking in bulk for the week ahead. Factor in the time you save by not having to do a lot of after dinner cleanup or dishes, and you'll be glad you took the time to master this important organizational skill.